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    I have a son heading to college in the fall. He is eligible for a Stafford loan. My question is–if he has money that he got from graduation and money from a CD that will come due in August, and generous grandparents that would give him a “loan” (he would pay off)
    this coming year through workstudy rather that in four years. Should he still take the loan? I would like him to pay what he can now and not have to worry about a loan to pay off in four years.


    If it is neccessary to acquire for a loan why not… (if it is totally needed)


    If you have made up your mind about getting a loan and making a bright future for son then you should definitely opt for it .

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